| Missouri
Baptist Credit Union
Auto Loan Rates 01/07/08 |
| Tier: |
New
60 Months |
New
72 Months |
Used
2007-2008 |
Used
2001 - 2006 |
Used
2000 -Older |
| Tier
1
A (740 & Up) |
5.50%* |
5.75%* |
5.50%* |
5.75%* |
6.50%* |
| Tier 2
B (699-739) |
6.00%* |
6.50%* |
6.00%* |
6.50%* |
7.50%* |
| Tier 3
C (660-698) |
7.00%* |
7.50%* |
7.00%* |
7.50%* |
9.50% * |
| Tier 4
D (630-659) |
9.00%* |
9.50%* |
9.00%* |
9.50%* |
12.50%* |
| Tier 5
E (589-629) |
13.00%* |
N/A |
13.00%* |
13.50%* |
14.50%* |
| Tier
6
F (590 & Below) |
15.00%* |
N/A |
15.00%* |
15.50%* |
15.50%* |
| Motorcycle
/ ATV / Boat / Camper / RV Loan Rates 01/07/08 |
| Tier: |
New
60 Months |
New
72 Months |
Used
2007-2008 |
Used
2001-2006 |
Used
2000 - Older |
| Tier 1
A (740 & Up) |
6.00%* |
6.50%* |
6.00%* |
7.00%* |
7.50%* |
| Tier 2
B (699-739) |
7.00%* |
7.50%* |
7.00%* |
8.00%* |
9.00%* |
| Tier 3
C (660-698) |
8.00%* |
8.50%* |
8.00%* |
9.00%* |
12.00% * |
| Tier 4
D (630-659) |
10.00%* |
10.50%* |
10.00%* |
11.00%* |
14.00%* |
| Tier 5
E (589-629) |
14.00%* |
N/A |
14.00%* |
15.00%* |
16.00%* |
| Tier 6
F (590 & Below) |
18.50%* |
N/A |
18.50%* |
19.50%* |
19.50%* |
New - Up
to 72 Months
2004-2008 - Up to 60 Months
2001-2003 - Up to 48 Months
2000 & Older - 36 Months |
WILL
LOAN 100% OF N.A.D.A. RETAIL VALUE
WILL LOAN MSRP ON NEW VEHICLES |
| Unsecured
Loan Rates 01/03/07 |
| Tier: |
Line
Of Credit |
Signature
Loan |
| Tier 1 A
(740 & Up) |
8.00%* |
9.00%* |
| Tier 2 B
(699-739) |
8.50%* |
9.50%* |
| Tier 3 C
(660-698) |
9.50%* |
12.00%* |
| Tier 4 D
(630-659) |
10.50%* |
14.00%* |
| Tier 5 E
(589-629) |
N/A |
15.00%* |
| Tier 6 F
(590 & Below) |
N/A |
18.00%* |
Full Share Loan - 3%
over current rate.
CD Loans - 3% over current rate.
Home Equity Loan - 7.00%.
|
| Share
Rates 04/08/08 |
| Tier: |
Amount |
APR |
APY |
| Regular Share
(01, 02, 03, 04) |
$ 25 - $ 4,999
|
0.50%* |
0.50%* |
| |
$ 5,000 - $
9,999
|
0.60%* |
0.60%* |
| |
$10,000 - $19,999
|
0.60%* |
0.60%* |
|
|
$20,000 and
above |
1.00%* |
1.00%* |
| Second Quarter rates
to be declared by the Board of Directors, June 2007. These rates
are effective March 2007.
|
| Share
Draft Accounts 04/08/08 |
| Tier: |
Amount |
APR |
APY |
| Regular
Share (75) |
$ 25
- $ 24,999
|
0.50%* |
0.50%* |
| |
$ 25,000
- $ 49,999
|
0.50%* |
0.50%* |
|
|
$50,000
and above |
1.50%* |
1.51%* |
|
| Certificates
of Deposit 04/08/08 |
| Term: |
Previous |
Current |
| |
APR |
APY |
ARP |
APY |
| 6 Months* |
3.25%
|
3.28% |
2.73% |
2.75% |
| 8 Months** |
0.00%
|
0.00% |
0.00% |
0.00% |
| One Year (365
Days)* |
3.35%
|
3.39% |
2.98% |
3.00% |
| Two Year (730
Days)* |
3.50% |
3.55% |
3.21% |
3.25% |
| Three Year (1,095 Days)* |
3.50% |
3.55% |
3.26% |
3.30% |
**Certificate specials
with a term of 8 months and 1 year have a $5,000.00 minimum
deposit required.
*Share Certificates of Deposit can be purchased in a
minimum amount of $500.00.
APR = Annual Percentage
Rate, APY = Annual Percentage Yield. Contact Missouri Baptist
Credit Union for further information concerning any fees and
terms applicable to the advertised accounts. All rates subject
to change without notice. A penalty will or may be imposed for
early withdrawal.
|
| Money
Market Rates 04/08/08 |
| Amount: |
APR |
APY |
| $1,001.00 - $9,999.99 |
1.50%* |
1.51*% |
| $10,000.00 -
$99,999.99 |
2.75%* |
2.78%* |
| $100,000.00 &
Above |
3.00%* |
3.03%* |
*APR= Annual Percentage Rate
**All Loan Rates are based on credit worthiness. All rates subject
to change without notice. Contact Missouri Baptist Credit Union
for further information concerning the terms applicable to the
advertised Loan Types.
|
