| Missouri
Baptist Credit Union
Auto Loan Rates 01/05/09 |
| Tier: |
New
60 Months |
New
72 Months |
Used
2008-2009 |
Used
2002 - 2007 |
Used
2001 - Older |
| Tier
1
A (740 & Up) |
5.50%* |
5.75%* |
5.50%* |
5.75%* |
6.50%* |
| Tier 2
B (699-739) |
6.00%* |
6.50%* |
6.00%* |
6.50%* |
7.50%* |
| Tier 3
C (660-698) |
7.00%* |
7.50%* |
7.00%* |
7.50%* |
9.50% * |
| Tier 4
D (630-659) |
9.00%* |
9.50%* |
9.00%* |
9.50%* |
12.50%* |
| Tier 5
E (589-629) |
13.00%* |
N/A |
13.00%* |
13.50%* |
14.50%* |
| Tier
6
F (590 & Below) |
15.00%* |
N/A |
15.00%* |
15.50%* |
15.50%* |
| Motorcycle
/ ATV / Boat / Camper / RV Loan Rates 01/05/09 |
| Tier: |
New
60 Months |
New
72 Months |
Used
2008-2009 |
Used
2002-2007 |
Used
2001 - Older |
| Tier 1
A (740 & Up) |
6.00%* |
6.50%* |
6.00%* |
7.00%* |
7.50%* |
| Tier 2
B (699-739) |
7.00%* |
7.50%* |
7.00%* |
8.00%* |
9.00%* |
| Tier 3
C (660-698) |
8.00%* |
8.50%* |
8.00%* |
9.00%* |
12.00% * |
| Tier 4
D (630-659) |
10.00%* |
10.50%* |
10.00%* |
11.00%* |
14.00%* |
| Tier 5
E (589-629) |
14.00%* |
N/A |
14.00%* |
15.00%* |
16.00%* |
| Tier 6
F (590 & Below) |
18.50%* |
N/A |
18.50%* |
19.50%* |
19.50%* |
New - Up
to 72 Months
2005-2009 - Up to 60 Months
2002-2004 - Up to 48 Months
2001 & Older - 36 Months |
WILL
LOAN 100% OF N.A.D.A. RETAIL VALUE
WILL LOAN MSRP ON NEW VEHICLES |
| Unsecured
Loan Rates 01/05/09 |
| Tier: |
Line
Of Credit |
Signature
Loan |
| Tier 1 A
(740 & Up) |
8.00%* |
9.00%* |
| Tier 2 B
(699-739) |
8.50%* |
9.50%* |
| Tier 3 C
(660-698) |
9.50%* |
12.00%* |
| Tier 4 D
(630-659) |
10.50%* |
14.00%* |
| Tier 5 E
(589-629) |
N/A |
15.00%* |
| Tier 6 F
(590 & Below) |
N/A |
18.00%* |
Full Share Loan - 3%
over current rate.
CD Loans - 3% over current rate.
Home Equity Loan - 5.75%.
|
| Share
Rates 03/31/09 |
| Tier: |
Amount |
APR |
APY |
| Regular Share
(01, 02, 03, 04) |
$ 25 - $ 4,999
|
00.25%* |
0.25%* |
| |
$ 5,000 - $
9,999
|
00.40%* |
0.40%* |
| |
$10,000 - $19,999
|
00.45%* |
0.45%* |
|
|
$20,000 and
above |
0.50%* |
0.50%* |
|
These above rates are accruing for the 2nd quarter and are
declared by the Board of Directors, June 2009. |
| Share
Draft Accounts
003/31/09 |
| Tier: |
Amount |
APR |
APY |
| Regular
Share (75) |
$ 25
- $ 24,999
|
0.15%* |
0.15%* |
| |
$ 25,000
- $ 49,999
|
0.15%* |
0.15%* |
|
|
$50,000
and above |
0.50%* |
0.50%* |
|
| CCertificates
of Deposit 03/31/09 |
| Term: |
Previous |
Current |
| |
APR |
APY |
ARP |
APY |
| 66 Months* |
1.48%
|
2.49% |
1.25% |
1.26% |
| 8 Months* |
0.00%
|
0.00% |
0.00% |
0.00% |
| One Year (365
Days)* |
1.58%
|
1.59% |
1.30% |
1.31% |
| Two Year (730
Days)* |
1.98% |
2.00% |
1.75% |
1.76% |
| Three Year (1,095 Days)* |
22.23% |
2.25% |
2.00% |
2.02% |
*Share Certificates of Deposit can be purchased in a
minimum amount of $500.00.
APR = Annual Percentage
Rate, APY = Annual Percentage Yield. Contact Missouri Baptist
Credit Union for further information concerning any fees and
terms applicable to the advertised accounts. All rates subject
to change without notice. A penalty will or may be imposed for
early withdrawal.
|
| Money
Market Rates 03/31/09 |
| Amount: |
APR |
APY |
| $1,001.00 - $9,999.99 |
0.75%* |
0.75*% |
| $10,000.00 -
$99,999.99 |
1.00%* |
1.01%* |
| $100,000.00 &
Above |
1.25%* |
1.26%* |
*APR= Annual Percentage Rate
**All Loan Rates are based on credit worthiness. All rates subject
to change without notice. Contact Missouri Baptist Credit Union
for further information concerning the terms applicable to the
advertised Loan Types.
|
